as mine is about to expire.
I don't know much about apr and the like so someone recommend me one.
Also I was told some places give you free stuff if you get a credit card with them, I like free stuff.
Cheers
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From the Archive - Fopp flops: retail outlet subsumed by its own expansive agenda
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From the Archive - Fopp flops: retail outlet subsumed by its own expansive agenda
Don't get one.
They're evil.
I got my first one from the bank not long ago..
I didn't get any free stuff. And I haven't even used it yet.
What's best
depends on how you use it. Do you pay your balance off every month and are you going to need to transfer a balance just for starters.
I pay it off most months
it's clear at the moment so I wont be transfering anything
Probably don't need to worry too much about the APR then
since that's just the rate that you pay interest at (worked out as an annual rate). If you're usually clearing it, then your best bet would be to look for a cashback card - pays you back something like 1% of every pound you spend. Options look like Egg, "Capital One Bonus/Platinum Cashback", "Barclaycard Cashback", "Smile Classic", Norwich & Peterborough BS or Leeds BS.
Oh, just remembered
Make sure it gives you 42 days interest free on purchases so you're not paying interest before you've had your statement and had a chance to pay the bill.
look at moneysupermarket.com
and moneysavingexpert.com
fool.co.uk
Those sites are bollocks. The best deal = the person who paid them the most
interesting credit card anecdote for you here
i went to the bank when i was 18 just to get a normal visa. i was still in college and my income was maybe £90 a month - besides student loan and that. i made it very clear to them that i did not want a credit card because i would not trust myself with it, but they made me accept some deal with £1000 credit on my visa card and a mastercard with an additional £1000 on it.
it has come in quite handy over the years though, but what a stupid fucking bank.
capital one gave me a ten grand limit
when i had no real income... oops!
They only let me have £1100
But I'm in quite some trouble with that :S
Me and the wife
got one from Halifax last month. 0% for 12 months on balance transfers and purchases...
Don't they just send you a new card?
Barclaycard keep doing that to me. It's gone from normal to gold and now it's platinum. WOW!
The actually amount I can borrow up to hasn't increased, though.
If it were actually platinum tho...